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COLUMN: I Won the Lottery and I Need Help. No, Really!

Winning the lottery can be a bolt of amazing luck. But whether the luck lasts depends on whether lottery winners fritter away their unexpected largess or manage to achieve financial security. When Alcario and Carmen Castellano won $141 million in California more than a decade ago, they were fortunate enough to have a financial professional in the family to advise them. And one thing they learned early was to say no, said Mr. Castellano, now 83.

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